SERVING DAVENPORT, IA & THE GREATER QUAD CITIES AREA

24/7 Emergency Service Available

DON'T SWEAT IT.

A NEW HVAC SYSTEM MAY BE MORE AFFORDABLE THAN YOU THINK!

Replacing your HVAC system is a big investment—but it doesn't have to be a financial burden. At R3 Heating & Air, we offer multiple financing options to help make your new heating and cooling system more affordable. Our team will walk you through your options, answer your questions, and help you find the solution that fits your home and your budget.

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Why Homeowners Finance With R3

AFFORDABLE MONTHLY PAYMENTS

COMFORT TODAY

QUICK DECISIONS

TRUSTED LOCAL EXPERTS

BECAUSE EVERY FAMILY'S SITUATION IS DIFFERENT

We partner with multiple financing providers to help you find the payment option that best fits your needs and budget.

Not sure which financing option is right for you? Don't worry—we'll walk you through the process and help you compare your options.

Service Finance Logo

TRADITIONAL FINANCING.
Flexible financing for qualified homeowners.

Service Finance offers a variety of financing plans with competitive rates and affordable monthly payments, making it easier to invest in your home's comfort without paying the full cost upfront.

Best for:

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Breeze Lending Logo

LEASE TO PURCHASE OPTION.
Flexible payment options with an easy application process.

Breeze offers lease-purchase financing designed to help more homeowners move forward with the comfort they need. It's a simple option for those looking for flexible payment solutions.

Best for:

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Goodleap financing logo

FLEXIBLE HOME IMPROVEMENT FINANCING.
Flexible financing designed for today's homeowners.

GoodLeap offers fast, convenient financing options to help make home comfort upgrades more affordable. With flexible payment plans and a simple application process, it's another great option for homeowners looking to invest in a new HVAC system.

Best for:

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What Can You Finance?

Air conditioner unit outside of a residential home with plants around it

❄️ Air Conditioner

Stay cool with affordable financing on new, high-efficiency air conditioning systems. Enjoy improved comfort, lower energy bills, and reliable performance without paying everything upfront.

🔥 Furnace

Upgrade your home's heating with financing designed to fit your budget. Replace an aging furnace today and enjoy dependable warmth all winter long.

Heat Pump in the side yard of a house

♨️ Heat Pump

Looking for year-round comfort and energy savings? Finance a new heat pump and enjoy efficient heating and cooling with flexible payment options.

🏡 Complete HVAC System

Replace your entire heating and cooling system with convenient financing. Investing in a matched system improves efficiency, comfort, reliability, and long-term value.

❄️ Ductless Mini-Splits

Perfect for additions, garages, sunrooms, or homes without ductwork, ductless mini-split systems provide efficient heating and cooling with financing available to fit your budget.

A baby and a shaking dog sitting on a floor with enlarged air pollutants floating around

💨 Indoor Air Quality

Breathe cleaner, healthier air with financing available for air purifiers, humidifiers, dehumidifiers, filtration systems, and other indoor air quality solutions.

A smart thermostat and HVAC parts

📱 Smart Thermostats & HVAC Parts

Finance eligible smart thermostats and HVAC components that improve comfort, efficiency, and system performance while helping extend the life of your equipment.

Maintenance & Labor

Unexpected repairs happen. Financing can help cover eligible HVAC repairs, maintenance, labor, and replacement costs—so you can restore comfort without unnecessary financial stress.

Do I need perfect credit to qualify?

Not necessarily. We work with multiple financing partners, each with different lending options and approval criteria. Our team will help you explore the options available based on your individual situation.

Financing may be available for a wide variety of home comfort solutions, including: Air Conditioners Furnaces Heat Pumps Complete HVAC Systems Indoor Air Quality Products Smart Thermostats & HVAC Parts Ductless Mini-Split Systems Eligible Repairs, Maintenance & Labor

Many financing plans allow early payoff without prepayment penalties. Your financing provider can explain the specific terms of your selected plan before you finalize your agreement.

Most applications only take a few minutes to complete, and many customers receive a decision quickly. Our team will walk you through the process and answer any questions along the way.

Some financing providers may use a soft credit inquiry during the prequalification process, while others may require a hard inquiry when completing a full application. We'll explain exactly what to expect before you apply.

Every homeowner's needs are different. That's why R3 partners with multiple financing providers. We'll help you compare your options and find a payment solution that fits your home, budget, and goals.

COMFORT SHOULDN'T HAVE TO WAIT.

Whether you're replacing an aging system, making an unexpected repair, or upgrading your home's comfort, financing can help make it easier to move forward—without putting your life on hold.Our team will walk you through your options, answer your questions, and help you find the financing solution that fits your budget.

EXPLORE FINANCING OPTIONS CHAT WITH OUR TEAM TO CUSTOMIZE YOUR FINANCING OPTIONS NOW

Questions? Give us a call. We're happy to help you understand your options—without any pressure.